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WELCOME TO SCORECREST SOLUTIONS

Elevate Your Credit, Unlock Your Future

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Expertise and Experience

We know credit inside and out. With over 8 years in the industry, we've helped hundreds improve their credit for homes, cars, and business funding.

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Personalized Service

We offer tailored credit action plans designed to address your specific credit issues and financial goals

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Comprehensive Support

We don't just repair your credit; we teach you how to keep it good forever. Our services include monthly budget reviews, helping you understand how to obtain a mortgage, and maintaining a healthy financial life with credit.

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Proven Results

We are confident in our ability to improve your credit score and offer a money-back guarantee if there are no score improvements within 90 days, assuming you follow our plan.

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About Us

Credit Repair by
Mortgage Experts!

Welcome to ScoreCrest, formerly known as FICO Pharmacy Consulting. Founded in 2021 by Jay Daniel, a former mortgage underwriter, banker, and loan officer, we’ve assembled a team of specialists from the industry to help hardworking individuals. We specialize in assisting those who may not have qualified for financing initially, providing practical solutions to boost your credit and help you achieve your financial goals. Jay has approved thousands of loans throughout his career and brings a wealth of knowledge to guide you through the complexities of credit repair.

Our company was started in response to an alarming statistic: in Detroit and surrounding areas, a significant portion of the population has credit scores below 620. This barrier limits access to funding for homes, loans, auto loans, or credit cards, often leading to predatory lending. This issue affects many people in lower-income communities across the nation.

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The Process
How Its Works

Your Credit Story Starts Here!

Pre-Consultation

Sign up for information and select your meeting time. We will send you a link to obtain your credit report, which we will review during the consultation.

Personalized Credit Action Plan

Based on the pre-consultation, we create a personalized credit action plan tailored to your unique needs.

Dispute Process

We handle the dispute process on your behalf, challenging any inaccuracies or unverifiable information on your credit report.

Credit Building & Support

While disputing inaccuracies, we help you build credit and reach your financial goals with our tools and guidance.

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Unlock Financial Freedom

Drop your email and Phone number for access to our exclusive PDFs on credit repair, empowering you to take control of your financial health.

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real testimonials

What They
Say About Our
Company?

"My credit was already decent, in the 600s. I wasn't sure if I needed credit repair, but Jay didn't try to sell me anything. Instead, he provided an action plan that took my credit to the 700s in the next two months! I have his number saved as 'SMART GUY' in my phone."
Darion
"I trust their knowledge more than anything. If I have a credit question, I call Jay before I make the final decision. He helped my 19-year-old get an interest rate lower than mine on any auto loan I've ever had!"
Tawanna
"I was one of those people who went to the dealership without getting preapproval, and they ran my credit through the roof! I'm talking 40 plus inquiries when car shopping. This left my bruised credit on life support. First month with Jay and I was able to get almost half of my target items deleted!"
Andre
"After struggling with bad credit for years, I finally decided to seek help from FICO Pharmacy Consulting LLC, and it was one of the best decisions I've ever made. Not only did they help me remove negative items from my credit report, but they also taught me valuable strategies for maintaining good credit habits. Now, I feel more confident about my financial future than ever before."
Sophia
"I never thought I'd see the day when my credit score would improve, but thanks to FICO Pharmacy Consulting LLC, I'm now on track to achieving my financial goals. Their personalized approach and dedication to helping me understand my credit profile made all the difference. Highly recommended!"
Gavin

Take Your credit to Next
Level Right Now!

Make the Right Choice for Your Future. Choose ScoreCrest Solutions!

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