How Its Works

Credit Repair Made Simple

At ScoreCrest, we make the credit repair process straightforward and effective. Our approach is designed to help you understand your credit, address issues, and improve your financial standing. Here’s how it works:

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Pre-Consultation

- Sign up for information and select your meeting time. We will send you a link to obtain your credit report, which we will review during the consultation.

Dispute Process

We handle the dispute process on your behalf, challenging any inaccuracies or unverifiable information on your credit report. Our team communicates with credit bureaus, creditors, and collection agencies to ensure that your credit report is accurate and fair.

Progress Monitoring

We regularly monitor your credit progress and provide updates on the status of your credit repair. You will receive monthly progress reports to track improvements and adjustments to your credit action plan as needed

Personalized Credit Action Plan

Based on the pre-consultation, we create a personalized credit action plan tailored to your unique needs. This plan includes strategies for addressing negative items, building positive credit history, and maintaining good credit habits.

Credit Education

We provide ongoing credit education to help you understand how credit works and how to manage it effectively. Our educational resources cover topics such as budgeting, debt management, and credit utilization.

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Support and Guidance

As part of our consulting services, you can contact us each month for budgeting questions, credit guidance, recommendations, and how-to information. This support is included for two years, whether you are a client for one month or a year.

real testimonials

What They
Say About Our
Company?

"My credit was already decent, in the 600s. I wasn't sure if I needed credit repair, but Jay didn't try to sell me anything. Instead, he provided an action plan that took my credit to the 700s in the next two months! I have his number saved as 'SMART GUY' in my phone."
Darion
"I trust their knowledge more than anything. If I have a credit question, I call Jay before I make the final decision. He helped my 19-year-old get an interest rate lower than mine on any auto loan I've ever had!"
Tawanna
"I was one of those people who went to the dealership without getting preapproval, and they ran my credit through the roof! I'm talking 40 plus inquiries when car shopping. This left my bruised credit on life support. First month with Jay and I was able to get almost half of my target items deleted!"
Andre
"After struggling with bad credit for years, I finally decided to seek help from FICO Pharmacy Consulting LLC, and it was one of the best decisions I've ever made. Not only did they help me remove negative items from my credit report, but they also taught me valuable strategies for maintaining good credit habits. Now, I feel more confident about my financial future than ever before."
Sophia
"I never thought I'd see the day when my credit score would improve, but thanks to FICO Pharmacy Consulting LLC, I'm now on track to achieving my financial goals. Their personalized approach and dedication to helping me understand my credit profile made all the difference. Highly recommended!"
Gavin

Take Your credit to Next
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Make the Right Choice for Your Future. Choose ScoreCrest Solutions!

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