Why Us
OUR SERVICE
What we do
At FICO Pharmacy Consulting LLC, we strive to make the credit repair process straightforward and
effective. Our approach is designed to help you understand your credit, address any issues, and
improve your financial standing. Here’s how it works
Expertise and Experience
With over 7 years of experience in the banking industry as an underwriter and loan officer, Jay Daniel has approved thousands of loans and brings extensive knowledge to credit consulting. As a board-certified credit consultant, Jay understands the complexities of credit repair and is equipped to guide you through the process effectively.
Commitment to Community
Our mission is to give more than we take from the world. We are dedicated to empowering individuals and families, particularly in lower-income communities, to achieve financial stability and freedom. We started our company in response to the alarming statistic that over half of Black Americans have a credit score below 620, which holds true for all nationalities in lower-income communities across the nation.
Comprehensive Support
We don't just repair your credit; we teach you how to keep it good forever. Our services include monthly budget reviews, helping you understand how to obtain a mortgage, and maintaining a healthy financial life with credit. We provide consulting services where you can contact us each month for budgeting questions, credit guidance, recommendations, and how-to information. This support is included for two years, whether you are a client for one month or a year.
Proven Results
We are confident in our ability to improve your credit score and offer a money-back guarantee if there are no score improvements within 90 days, assuming you follow our plan. Our track record of successful credit repair speaks for itself, with many satisfied clients achieving their financial goals.
Personalized Service
We offer tailored credit action plans designed to address your specific credit issues and financial goals. Our personalized approach ensures that you receive the attention and support you need to succeed.
Transparency and Integrity
Unlike other companies that are transactional and only dispute negative items sometimes impersonating you to do so we've believe in honest and open communication. We let the bureaus know it's us, and we are not afraid of them. You can trust us to provide clear information about our services, pricing, and the credit repair process.
Take Your credit to Next
Level Right Now!
Make the Right Choice for Your Future. Choose FICO PHARMACY CONSULTING LLC!